Legal Tips of the Week

   Did you know …

you have rights when a debt collector contacts you? The collector must send you a written notice within five days of contacting you for the first time. The notice must say how much you owe, name the creditor, and tell you what to do if you don’t agree with the debt. (If you disagree with the debt on the notice, you have to send a letter within 30 days.) Debt collectors may not harass, abuse, mislead, lie, or be unfair to you. You do not have to talk to a collector if you don’t want to. Often, it is better to demand that the collector contact you in writing instead. You can tell the collector to contact you only in writing and then hang up the phone.

   For more information on debt collection, please visit the Money Problems section of www.MontanaLawHelp.org. If you can’t find the help you want, click on the LiveHelp button or call the Montana Legal Services Association HelpLine at 1-800-666-6899.

   Did you know …

that you can get an estimate of your Social Security benefits? You can also get your earnings record and more. Find links to create an account and get your information on the Social Security Administration website at www.socialsecurity.gov.

   For more information, please visit the Public Benefits section of www.MontanaLawHelp.org. If you can’t find the information you want, click on the LiveHelp button or call the Montana Legal Services Association at 1-800-666-6899.

      



GAMES